When Higher Rates Can be Better

General Kimberly Coutts 7 Mar

When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]

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Selling Your Home in the Spring

General Kimberly Coutts 7 Mar

Are you looking to sell your home? We have a few tips to help you make the most of the spring season! Hire an Experienced Realtor: Before preparing your home for the Spring market, you will want to hire an experienced realtor! A good realtor will serve as your guide through the entire sales process, helping […]

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Do you need title insurance for a new-build home?

General Kimberly Coutts 28 Feb

The housing supply shortage is one of the top issues in Canada’s real estate market. To address it, cities are seeing a massive boom in new-build housing. New construction offers many advantages, like more energy-efficient heating and cooling systems. Their titles can also feel less risky to transfer. After all, if the land was previously […]

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Need an Appraisal? Tips for Success.

General Kimberly Coutts 28 Feb

If you are looking to buy a home or want a current value of your property, you will need an appraisal. Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. The job of an appraiser is to check the general condition […]

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How to provide a tax-free gift to your children with a Reverse Mortgage.

General Kimberly Coutts 21 Feb

The current economic landscape can be challenging for young Canadians to navigate as they face great uncertainty with heightened interest rates and inflation. It can be frustrating as they are just starting to build their career, considering buying a home or starting a family. If you are a parent, you may be thinking about how […]

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Mortgages and Corporations.

General Kimberly Coutts 21 Feb

If you are a self-employed client who owns your own business, you may have chosen to set that business up as a corporation. This means the business operates as essentially its own person. They have income through business revenue and expenses from marketing costs, materials, office space, etc. When it comes to getting a mortgage, […]

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Fall in Love with Your Home… All Over Again

General Kimberly Coutts 14 Feb

Most of us like where we live, but we might not love it. Have you fallen out of love with your home? No sweat! We have the tips to help you fall in love with your home, all over again! Cleanse and Purge Depending how long you have lived in your home, you have probably […]

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How can homeowners protect themselves against title fraud?

General Kimberly Coutts 14 Feb

With news stories surrounding title fraud breaking weekly, more homeowners are asking what they can do to protect their homes before they become the next headline. Daniela DeTommaso, President of FCT, addressed the issue in a recent interview on CBC’s Metro Morning with Ismaila Alfa. “We’re seeing a level of sophistication in these frauds we’ve never seen before,” Daniela […]

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The Ins & Outs of Collateral Mortgages

General Kimberly Coutts 6 Feb

The Ins and Outs of Collateral Mortgages A lender can register a mortgage loan in two ways, through a mortgage charge or a collateral charge.  The most common is with a mortgage charge where the lender will register your property with the land title or registry office in your city.  The mortgage can then be […]

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When Higher Rates Can be Better

General Kimberly Coutts 31 Jan

When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]

Read More