10 “Must Know” Credit Score Facts

General Kimberly Coutts 17 Jan

If you are in the market for a home or a new car, you are probably very familiar with your credit score. Lenders are one of the primary users of credit scores and it can have a huge impact on whether you get approved for a loan and just how much interest it is going […]

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Is a Reverse Mortgage Right for You?

General Kimberly Coutts 17 Jan

A reverse mortgage is a versatile and flexible financial solution for Canadians in their retirement years. Homeowners 55+ are unlocking their home equity for tax-free funds that don’t have to be repaid until they decide to sell their homes. Consider these four reasons Canadians 55+ turn to a Reverse Mortgage: 1. Alleviate the stress of […]

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What to Know Before You Sell Your Home

General Kimberly Coutts 10 Jan

So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – that’s where we come in. To help make this process as smooth as possible, we have put together a list of a few things to know before you sell: Improve Your […]

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10 Money Saving Tips

General Kimberly Coutts 10 Jan

When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips: Automatic savings are one of the most effective ways to save because you can’t spend what you can’t access! Instruct your employer to transfer […]

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Labour Force Report with Dr. Sherry Cooper

General Kimberly Coutts 6 Jan

Employment Report Ended 2022 With A Boom Today’s Labour Force Survey for December was much stronger than expected, raising the odds of a 25 bps increase in the policy rate by the Bank of Canada on January 25th. While the Bank has hiked rates by 400 bps to 4.25%, core inflation remains sticky, wages have […]

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Getting a Mortgage When Your New to Canada!

General Kimberly Coutts 5 Jan

Canada has seen a surge of international migration over the last few years. In 2022, we welcomed a total of 431,635 immigrants to the country, shattering 2021’s previous high! With all these new faces wanting to plant roots in this great country, we wanted to touch base on how new immigrants can qualify to be […]

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5 House Hunting Mistakes to Avoid

General Kimberly Coutts 5 Jan

5 House Hunting Mistakes to Avoid. Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most […]

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New Year Resolutions for Your Home

General Kimberly Coutts 5 Jan

New Year Resolutions for Your Home. Your finances aren’t the only thing that has room for new resolutions in 2023! Consider these great ideas to make your home feel brand new come January: Purge Your Space While most people think about purging when Spring comes around, the end of the year really is no better […]

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Bank of Canada increases its benchmark interest rate to 3.75%

General Kimberly Coutts 26 Oct

Today, the Bank of Canada increased its overnight benchmark interest rate 50 basis point to 3.75% from 3.25% in September. This is the sixth time this year that the Bank has tightened money supply to quell inflation, so far with limited results.  One of my favorite lenders, First National, always does a fantastic summary which […]

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