Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres – Mortgage Advantage West has access to the very best products and rates available across Canada. Give Kimberly a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
%
Current prime rate is
%
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- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
How to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowKimberly was proactive in helping us refinance our mortgage at a good rate. She is knowledgeable and can explain things in a way that makes sense.
She also hustled for us to get the paperwork in. I really appreciate her work and would highly recommend her to anyone.
~Tara & Carolyn
D & D, Surrey
We are grateful to be referred to Kimberly by our bank in helping us to get our loan approved. She is so responsible in handling our concerns and answering all questions regarding all the documents needed. She is receptive and very experienced with this kind of job. It is lovely to have used her service even though there is so much pressure to meet the subject to financing deadlines.
PS & MJ, Burnaby
I had the pleasure of working with Kimberly Coutts through the purchase of my first investment property, whereby Kim provided amazing support throughout the whole process! Kim is extremely knowledgeable and was able to work diligently with lenders (within a tight timeline and over the holidays) to obtain a mortgage that was aligned with my needs. She was always eager to answer all my questions, provided frequent updates, and made the whole process very simple and digestible for me. I’m excited to continue working with Kim for all my future mortgage needs.
A. Watts, Windsor, Ontario
Kim truly went above and beyond for us to get into our home! She was always so helpful and so very kind. If it wasn’t for Kim, my wife, daughter, puppy and I wouldn’t be moving into this house. She works with you and for you!!!
D & K, Winnipeg
Check out Kimberly's interview with Coreena Robertson from The Market Online discussing the impacts of Bank of Canada rate decreases?
Videos
Learn More About Me!
Kimberly Coutts — known as The Mortgage Maven — is an independent Senior Mortgage Broker with Mortgage Advantage West, serving home buyers and homeowners across the Lower Mainland and Greater Victoria.
Since entering the mortgage industry in 2015, Kimberly has consistently ranked in the top 10–15% of mortgage brokers within the Dominion Lending Centres network. She is recognized for her ability to combine deep technical knowledge with clear, practical guidance — helping clients make confident mortgage decisions that align with their long-term financial goals, not just today’s rate.
Before becoming a mortgage broker, Kimberly spent over 15 years in senior business development and partnership leadership roles, earning multiple President’s Club awards, Leadership Retreat distinctions, and recognition as a national industry speaker. This background shaped her disciplined, strategic approach and her commitment to exceptional client service.
Today, Kimberly specializes in working with first-time home buyers, move-up buyers, and investors, particularly those who feel overwhelmed, rate-sensitive, or uncertain about the advice they’re receiving from their bank. She is known for delivering thorough pre-approvals, transparent budgeting, and clear explanations of complex qualifying scenarios, so clients understand not just what they’re doing — but why.
Clients and referral partners consistently describe Kimberly as professional, responsive, highly communicative, and deeply knowledgeable. Her approach is education-first and relationship-driven, with a focus on providing strategic mortgage advice that supports both short-term decisions and long-term outcomes.
At the core of Kimberly’s work is a simple philosophy:
clarity over confusion, strategy over shortcuts, and guidance over pressure.
Making homeowner dreams come true
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