General Kimberly Coutts 10 Jan
When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips: Automatic savings are one of the most effective ways to save because you can’t spend what you can’t access! Instruct your employer to transfer […]
Read MoreGeneral Kimberly Coutts 6 Jan
Employment Report Ended 2022 With A Boom Today’s Labour Force Survey for December was much stronger than expected, raising the odds of a 25 bps increase in the policy rate by the Bank of Canada on January 25th. While the Bank has hiked rates by 400 bps to 4.25%, core inflation remains sticky, wages have […]
Read MoreGeneral Kimberly Coutts 5 Jan
Canada has seen a surge of international migration over the last few years. In 2022, we welcomed a total of 431,635 immigrants to the country, shattering 2021’s previous high! With all these new faces wanting to plant roots in this great country, we wanted to touch base on how new immigrants can qualify to be […]
Read MoreGeneral Kimberly Coutts 5 Jan
5 House Hunting Mistakes to Avoid. Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most […]
Read MoreGeneral Kimberly Coutts 5 Jan
New Year Resolutions for Your Home. Your finances aren’t the only thing that has room for new resolutions in 2023! Consider these great ideas to make your home feel brand new come January: Purge Your Space While most people think about purging when Spring comes around, the end of the year really is no better […]
Read MoreGeneral Kimberly Coutts 26 Oct
Today, the Bank of Canada increased its overnight benchmark interest rate 50 basis point to 3.75% from 3.25% in September. This is the sixth time this year that the Bank has tightened money supply to quell inflation, so far with limited results. One of my favorite lenders, First National, always does a fantastic summary which […]
Read MoreGeneral Kimberly Coutts 13 Apr
Loving the headlines this morning. Here’s just a couple of them: Bank of Canada hikes rate by biggest amount in 20 years in push to tame red hot inflation Bank of Canada announces .5% increase, the first oversized hike in decades As we know the media loves a good headline however when you break it […]
Read MoreMortgage Tips Kimberly Coutts 19 Oct
I wanted to share the ins and outs of refinance with you and if it’s something that you might want to take advantage of in the coming months. It’s an important message to share as recently clients came to me for a Pre-Approval for a new purchase. They were contemplating selling and buying a new […]
Read MoreMortgage Tips Kimberly Coutts 13 Oct
Our DLC Marketing team recently share the below article with us. Figured it was great information to post on the Blog. Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrating that you are creditworthy, which all comes down to your ability to […]
Read MoreGeneral Kimberly Coutts 6 Oct
So you’re all set and you’ve found your new home. You’ve now received a commitment from your mortgage broker and lender however there’s an area on the commitment form that provides all these payment options and you’re unsure of what it all means and how it affects your mortgage then look no further for a […]
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