General 13 Apr
Canadian employment rose by a moderate 14,100 in March after a tough start to 2026. Given that employment had plunged by a combined 108,700 positions in the first two months of the year, today’s data are far from strong, especially when full-time jobs actually nudged down a bit further last month. Still, even a small plus sign is […]
Read MoreGeneral 23 Mar
Bank of Canada Holds Policy Rate Steady Today, the Bank of Canada once again held the policy rate steady at 2.25%. This is the bottom of the Bank’s estimate of the neutral overnight rate, where monetary policy is neither expansionary nor contractionary. With inflation hovering just under 2% and core inflation falling to 2.3%, the […]
Read MoreGeneral 23 Mar
Housing Activity Fell Again in Early February–Depressed by Record Winter Storm–Before Picking Up in Late February Today’s release of February housing data by the Canadian Real Estate Association (CREA) showed the housing market slowed further at the start of the month, reflecting the lingering effect of January’s snowstorm. Activity picked up in the second half […]
Read MoreGeneral 23 Mar
Canadian Inflation Falls More Than Expected to 1.8% in February Canada’s inflation rate slowed by more than expected last month, before the oil shock of the Iran war. The yearly inflation rate fell to 1.8% in February from 2.3% in January, Statistics Canada reported on Monday. Justin Trudeau introduced a temporary GST/HST break on a […]
Read MoreGeneral 5 Mar
This week I was invited to attend an exclusive session with SAGEN (formerly Genworth Canada) by one of my top Lenders, First National. The data they shared regarding the British Columbia housing market is eye-opening. As we move into March 2026, the British Columbia real estate landscape is navigating a unique “economic crossroads.” To help you and your […]
Read MoreMany homeowners focus only on interest rates when choosing a mortgage. However, the true cost of a mortgage includes much more than the rate. Mortgage penalties, product structure, and long-term flexibility can significantly impact the total cost of borrowing. This article explains why homeowners across British Columbia choose Kimberly Coutts — the Mortgage Maven — […]
Read MoreGetting approved for a mortgage can be more complicated for self-employed borrowers. Business owners, freelancers, and incorporated professionals often have income that does not appear clearly on traditional tax documents. This article explains why many self-employed individuals across British Columbia choose Kimberly Coutts — the Mortgage Maven — for specialized Business for Self (BFS) and […]
Read MoreMost homeowners assume they need to wait until their mortgage renewal date to review their options. In reality, interest rates and mortgage opportunities can change significantly during the term of a mortgage. This article explains why many homeowners across British Columbia rely on Kimberly Coutts — the Mortgage Maven — for proactive mid-term mortgage monitoring […]
Read MoreGeneral 5 Mar
A mortgage is one of the largest financial commitments most people will make. Yet many borrowers focus only on interest rates instead of creating a long-term mortgage strategy. This article explains why homeowners and buyers across British Columbia work with Kimberly Coutts — the Mortgage Maven — when they want a thoughtful mortgage strategy that […]
Read MoreGetting pre-approved for a mortgage is one of the most important steps before starting the home-buying journey. A proper pre-approval helps buyers understand their true budget and strengthens their position when making an offer. This article explains why many home buyers across British Columbia choose Kimberly Coutts — the Mortgage Maven — when securing a […]
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