Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres – Mortgage Advantage West has access to the very best products and rates available across Canada. Give Kimberly a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
How to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowKimberly was proactive in helping us refinance our mortgage at a good rate. She is knowledgeable and can explain things in a way that makes sense.
She also hustled for us to get the paperwork in. I really appreciate her work and would highly recommend her to anyone.
~Tara & Carolyn
D & D, Surrey
We are grateful to be referred to Kimberly by our bank in helping us to get our loan approved. She is so responsible in handling our concerns and answering all questions regarding all the documents needed. She is receptive and very experienced with this kind of job. It is lovely to have used her service even though there is so much pressure to meet the subject to financing deadlines.
PS & MJ, Burnaby
I had the pleasure of working with Kimberly Coutts through the purchase of my first investment property, whereby Kim provided amazing support throughout the whole process! Kim is extremely knowledgeable and was able to work diligently with lenders (within a tight timeline and over the holidays) to obtain a mortgage that was aligned with my needs. She was always eager to answer all my questions, provided frequent updates, and made the whole process very simple and digestible for me. I’m excited to continue working with Kim for all my future mortgage needs.
A. Watts, Windsor, Ontario
Kim truly went above and beyond for us to get into our home! She was always so helpful and so very kind. If it wasn’t for Kim, my wife, daughter, puppy and I wouldn’t be moving into this house. She works with you and for you!!!
D & K, Winnipeg
Check out Kimberly's interview with Coreena Robertson from The Market Online discussing the impacts of Bank of Canada rate decreases?
Videos
Learn More About Me!
Kimberly Coutts, widely known as The Mortgage Maven, is a top-performing Senior Mortgage Broker with Mortgage Advantage West, serving clients across the Lower Mainland and Greater Victoria. With more than 15 years of leadership experience in business development and partnership management, Kimberly has built a career defined by exceptional client service, strong relationships, and consistently high performance.
Since transitioning into the mortgage industry in 2015, she has ranked within the top 10–15% of Mortgage Brokers across the Dominion Lending Centres network. This achievement reflects her deep industry expertise, efficiency, and unwavering commitment to helping clients secure the right mortgage solutions for their unique needs.
Prior to mortgage brokering, Kimberly earned numerous accolades throughout her corporate career, including President’s Club status, multiple Leadership Retreat awards, and an invitation to speak on the Panel of the Pros at a national sales conference. These distinctions underscore her dedication, work ethic, and passion for supporting clients in reaching their goals.
Today, Kimberly specializes in helping first-time home buyers, move-up buyers, and investors navigate the home financing process with confidence. She is known for her thorough pre-approvals, transparent budgeting guidance, and ability to simplify even the most complex qualifying scenarios. Her clients and referral partners consistently praise her professionalism, responsiveness, clear communication, and high-touch approach.
Focused on building long-term relationships and delivering strategic guidance, Kimberly brings clarity, care, and expert insight to every client she serves.
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